Official HUD Fair Market Rents for all 11 Kentucky metro FMR areas. Median 3-bedroom benchmark across the state's metros: $1,448/mo. FMRs are 40th-percentile gross rents — treat them as floor benchmarks, not asking rents.
| Metro | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Allen County | $737 | $752 | $986 | $1,188 | $1,468 |
| Bowling Green | $882 | $993 | $1,173 | $1,413 | $1,793 |
| Butler County | $648 | $661 | $867 | $1,215 | $1,368 |
| Carter County | $657 | $661 | $867 | $1,215 | $1,301 |
| Elizabethtown | $857 | $862 | $1,075 | $1,506 | $1,805 |
| Grant County | $759 | $848 | $1,098 | $1,323 | $1,599 |
| Lexington | $799 | $982 | $1,165 | $1,583 | $1,781 |
| Louisville | $1,003 | $1,094 | $1,330 | $1,714 | $1,989 |
| Meade County | $841 | $847 | $1,111 | $1,507 | $1,866 |
| Owensboro | $854 | $860 | $1,128 | $1,494 | $1,496 |
| Shelby County | $929 | $1,032 | $1,149 | $1,448 | $1,643 |
Source: U.S. Department of Housing & Urban Development, FY2025 Fair Market Rents for Kentucky metro FMR areas. Compiled by AgenticREI.ai. Free to cite with a link.
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