Underwrite a buy-and-hold rental the way lenders do. This calculator uses conservative expense assumptions (taxes, insurance, vacancy, maintenance, management) and computes the debt-service coverage ratio banks actually check — not the fantasy math listing agents use.
Want the full picture? The AI analyzer researches any address and runs all six strategies in 30 seconds — 3 free analyses, no card required →
A calculator answers one strategy with the numbers you type. The AgenticREI analyzer answers all six — buy & hold, rent-by-room, fix & flip, wholesale, STR, and BRRRR — from just an address. It pulls the property records and market rents itself, flags where the listing's claims disagree with the data, and gives you a straight BUY, NEGOTIATE, or PASS.
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